.hero-terms{min-height:52vh}.hero-panel-terms{max-width:700px}.hero-panel-terms .hero-subtitle{max-width:30rem}.terms-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,2fr);gap:var(--space-10);align-items:flex-start;padding-top:var(--space-12);padding-bottom:var(--space-16)}.terms-nav{position:sticky;top:6rem;align-self:flex-start;display:flex;flex-direction:column;gap:var(--space-6)}.terms-nav-list{display:flex;flex-direction:column;gap:0.4rem;font-size:var(--text-sm)}.terms-nav-list a{padding:0.4rem 0.2rem;border-radius:999px;color:var(--gray-700);transition:background-color var(--transition-base),color var(--transition-base),padding-left var(--transition-base)}.terms-nav-list a:hover,.terms-nav-list a:focus-visible{background:rgba(101,109,74,0.06);color:var(--color-text);padding-left:0.6rem}.terms-cta-panel{background:rgba(223,218,210,0.92);border-radius:18px;padding:var(--space-4);box-shadow:var(--shadow-xs);border:1px solid rgba(255,255,255,0.7)}.terms-cta-title{font-family:var(--font-serif);font-size:var(--text-base);margin-bottom:var(--space-2)}.terms-cta-text{font-size:var(--text-sm);color:var(--gray-600);margin-bottom:var(--space-3)}.terms-cta-btn{width:100%;justify-content:center}.terms-content{background:rgba(239,236,230,0.9);border-radius:24px;padding:var(--space-6);box-shadow:var(--shadow-soft);border:1px solid rgba(255,255,255,0.8)}.terms-section+ .terms-section{margin-top:var(--space-8);padding-top:var(--space-6);border-top:1px solid rgba(0,0,0,0.04)}.terms-section h2{margin-bottom:var(--space-3)}.terms-section p{max-width:58rem;font-size:var(--text-sm);color:var(--gray-700)}.terms-list{margin-top:var(--space-2);margin-bottom:var(--space-2);padding-left:0}.terms-list li{position:relative;padding-left:1.25rem;font-size:var(--text-sm);color:var(--gray-700);margin-bottom:0.4rem}.terms-list li::before{content:"";position:absolute;left:0.45rem;top:0.65rem;width:5px;height:5px;border-radius:999px;background:var(--color-accent)}@media (max-width:960px){.terms-layout{grid-template-columns:1fr;gap:var(--space-8);padding-top:var(--space-10);padding-bottom:var(--space-12)}.terms-nav{position:static;top:auto;flex-direction:column-reverse}.terms-cta-panel{order:-1}}@media (max-width:720px){.terms-content{padding:var(--space-5);border-radius:20px}.terms-nav-list{flex-direction:row;flex-wrap:wrap;column-gap:var(--space-3);row-gap:0.1rem;font-size:var(--text-xs)}.terms-nav-list a{padding-inline:0.2rem;padding-block:0.2rem}.hero-terms{min-height:56vh}}@media (max-width:480px){.terms-layout{padding-top:var(--space-8);padding-bottom:var(--space-10)}.terms-section+ .terms-section{margin-top:var(--space-6);padding-top:var(--space-5)}}